Checking Accounts

Checking Accounts to meet every need. 

Features			Priority Checking	Priority PLUS Checking*	Priority PLATINUM Checking	Priority NOW Checking
Unlimited Transactions
SBD Rewards Program
First Order of Checks Free
Free ATM/Visa® Debit Card
Free Online Banking/Free BillPay
Free Mobile Banking
Free Telephone Banking
One Free Standard Order of Checks Per Year
Premium Rate on CDs
Rebate on Other Banks’ ATM Surcharges (Up to $25/year)**
Rebate on Other Banks’ ATM Surcharges (Up to $50/year)**
No Monthly Service Fees
No Minimum Balance Requirement
Mortgage Closing Costs Rebated (Up to $100)
HELOC Fee Waived for Three Years
Free Travelers Checks
Free Official Bank Checks
Tiered Interest Rate

Priority Checking
A free checking account with no strings attached.  There is no minimum balance requirement; there are no monthly service fees and no transaction limits.  You get your first order of checks free, along with a free ATM/Visa Debit Card, free SBD Online Banking with free bill pay, free SBD Mobile Banking, free SBD Bankline Telephone Banking and participation in the SBD Rewards program.

Priority PLUS Checking
A free checking account with additional benefits for customers who have direct deposit.  With Priority PLUS, you receive all the benefits of Priority Checking in addition to premium rates on CDs, rebates on other banks’ ATM surcharges** and your first order of checks free.

Priority PLATINUM Checking  
Our Premiere checking account with no direct deposit requirement offering premium benefits for customers who maintain a combined average daily balance of $5,000 or more between their checking and savings accounts, or who have a HELOC or Consumer Loan with an outstanding balance of $5,000 or more with us.  Priority Platinum provides all the benefits of Priority PLUS Checking along with Platinum level benefits which include one free order of checks per year, waived HELOC fees for the first three years, rebated mortgage closing costs (up to $100), free Traveler’s Checks, free Official Bank Checks and an increased rebate amount on other banks’ ATM surcharges**.

Priority NOW Checking 
An interest bearing checking account that offers a free ATM/Visa Debit Card, your first order of checks free, free SBD Online Banking with free bill pay, free SBD Mobile Banking, free SBD Bankline Telephone Banking and participation in the SBD Rewards program.  If you have direct deposit, you’re also entitled to receive premium rates on CDsand rebates on other banks’ ATM surcharges**. Priority NOW is available for consumer accounts only.

Click here for more information on service charges and fees.

FDIC Transaction Account Guarantee Program

A minimum deposit of $50 is required to open a checking account.  *Direct deposit required. ⁺Not available on special promotions.  **SBD does not charge whether you use our ATM or another bank's.  Surcharges by other banks will be rebated up to $25 per year; $50 for Priority Platinum accounts.  ^#Account must be open and in good standing with no overdrafts for a minimum of 3 months to qualify.