Statements of Condition
as of December 2007
 |
||
|---|---|---|
ASSETS ( in Thousands ) |
December 31 , 2007 |
December 31, 2006 |
|
|
|
Cash and Due from Banks |
$8,719 |
$11,531
|
| Securities | $102,752 |
$127,611
|
Loans:
|
||
Mortgage Loans |
$267,978 |
$265,084 |
Commercial Loans |
$158,213 |
$130,330 |
Home Equity Loans |
$50,304 |
$49,397 |
Consumer and Other Loans |
$1,557 |
$1,473 |
| Allowance for Loan Losses | $(4,336) |
$(4,492) |
| Net Deferred Loan Fees | $161 |
$176 |
| Total Loans, Net | $473,877 |
$441,968 |
| Premises/Equipment, Net | $13,279 |
$13,653 |
| Accrued Interest Receivable | $2,657 |
$2,770 |
| Other Assets | $5,201 |
$4,665 |
| TOTAL ASSETS | $606,485 |
$602,198 |
Liabilities and Capital
|
||
|---|---|---|
| Liabilities: | ||
Checking and Now |
$116,225 |
$105,183 |
Savings |
$71,647 |
$71,553 |
Time Deposits |
$285,220 |
$282,578 |
| Total Deposits | $473,092 |
$459,314 |
Borrowings |
$55,677 |
$69,179 |
Other Liabilities |
$7,587 |
$5,383 |
Total Liabilities |
$536,356 |
$533,876 |
Capital |
$70,129 |
$68,322 |
TOTAL LIABILITIES AND CAPITAL |
$606,485 |
$602,198 |
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May 1, 2008
