|
|
HIGHLY COMPETITIVE RATES |
Effective September 3, 2010 |
|
|
|
|
 |
|
|
|
|
| Loan Type |
APR |
Max
Loan |
Min
Term |
Max
Term |
Max
LTV |
Payments* based on Maximum term |
|
Personal Unsecured |
15.00% |
5,000 |
12 MONTHS |
36 MONTHS |
-- |
$173.33 |
|
Auto-New* |
6.75% |
50,000 |
12 MONTHS |
60 MONTHS |
100 |
$190.97 |
|
Auto-Used 2006-2010 |
6.99% |
50,000 |
12 MONTHS |
36 MONTHS |
80 |
$304.17 |
|
Auto-Used 2007-2010 |
7.49% |
50,000 |
12 MONTHS |
48 MONTHS |
80 |
$237.10 |
|
Auto-Used 2008-2010 |
7.50% |
50,000 |
12 MONTHS |
60 MONTHS |
80 |
$197.96 |
|
Boat - New 25' Maximum |
12.00% |
50,000 |
12 MONTHS |
60 MONTHS |
80 |
$222.45 |
|
Boat - Used 25' Maximum |
12.50% |
50,000 |
12 MONTHS |
60 MONTHS |
80 |
$224.98 |
|
Recreational Vehicle-New |
13.00% |
100,000 |
12 MONTHS |
60 MONTHS |
80 |
$227.53 |
|
Recreational Vehicle-Used |
13.50% |
100,000 |
12 MONTHS |
36 MONTHS |
80 |
$339.35 |
|
Collateral CD or Passbook
Interest Only |
2.00%
over |
100,000 |
DEMAND |
-- |
95 |
-- |
|
Passbook Installment |
4.00% |
100,000 |
12 MONTHS |
36 MONTHS |
95 |
$295.24 | |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Vehicle title, comprehensive and collision insurance coverage are required on all automobile loans. SBD must be listed as lienholder on title and loss payee on insurance.
The rates listed above are personal vehicles registered in individual names not business names.
Minimum loans are in the amount of $2,000.
Automobile purchased directly from dealer, or owned less than 1 month (Borrower must be able to present title at closing). |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
This information is intended for professional sources only. It does not take the place of the formal truth-in-lending Disclosures setting forth the specific terms applicable to individual transactions. All terms and conditions are subject to change without notice.
*Payment example is based on a loan amount of $10,000, except for the personal unsecured loan which is based on $5,000. |
|
|
|
|
|
|
|
|
