|
Checking Account Rates (Effective: September 3, 2010) | |
| Type of Account |
Annual
Percentage
Yield |
Interest Rate |
Minimum Balance to Earn Annual Percentage Yield |
Minimum Deposit to Open Account |
| Super NOW |
|
$25,000 to $49,999 |
.50% |
.49% |
$25,000
|
$1,000 |
|
$50,000 and over |
1.05% |
1.03% |
$50,000 |
$1,000 |
| NOW Checking |
.25% |
.25% |
$1,000 |
$50 |
| Priority NOW |
|
|
|
|
|
$1,000 to $9,999 |
.25% |
.25% |
$1,000 |
$50 |
|
$10,000 to $24,999 |
.50% |
.49% |
$10,000 |
$50 |
|
$25,000 to $49,999 |
.90% |
.88% |
$25,000 |
$50 |
|
$50,000 and over |
1.05% |
1.03% |
$50,000 |
$50 |
| Money Market Choice |
|
|
|
|
|
$.01 to $9,999 |
.40% |
.39% |
$.01 |
$50 |
|
$10,000 to $49,999 |
.40% |
.39% |
$10,000 |
$50 |
|
$50,000 to $99,999 |
.65% |
.64% |
$50,000 |
$50 |
|
$100,000 to $249,999 |
.90% |
.88% |
$100,000 |
$50 |
|
$250,000 to 499,999 |
.90% |
.88% |
$250,000 |
$50 |
|
$500,000 and over |
.90% |
.88% |
$500,000 |
$50 |
|
|
Savings Account Rates (Effective: September 3, 2010) | |
| Type of Account |
Annual
Percentage
Yield |
Interest Rate |
Minimum Balance to Earn Annual Percentage Yield |
Minimum Deposit to Open Account |
| Money Market Passbook |
|
$5.00 to $2,499 |
.40% |
.39% |
$5
|
$50 |
|
$2,500 and over |
.65% |
.64% |
$2,500 |
$50 |
| Passbook Savings |
.50% |
.49% |
$5 |
$10 |
|
Statement Savings |
.50% |
.49% |
$5 |
$10 |
|
Holiday Club^ |
1.15% |
1.15% |
$1 |
$1 |
|
Vacation Club^ |
1.15% |
1.15% |
$1 |
$1 | |
|
Health Savings Account Rates (Effective: September 3, 2010) | |
| Type of Account |
Annual
Percentage
Yield |
Interest Rate |
Minimum Balance to Earn Annual Percentage Yield |
Minimum Deposit to Open Account |
| Health Savings Investment Account** |
|
$.01 to $1,499 |
1.10% |
1.08% |
$.01
|
$25 |
|
$1,500 to $2,499 |
1.50% |
1.47% |
$1,500 |
$25 |
|
$2,500 to $4,999 |
2.50% |
2.44% |
$2,500 |
$25 |
|
$5,000 to $9,999 |
2.75% |
2.68% |
$5,000 |
$25 |
|
$10,000 and over |
3.25% |
3.15% |
$10,000 |
$25 |
|
$10,000 and over |
3.25% |
3.15% |
$50,000 |
$25 |
| |
|
|
|
|
|
|
Certificate of Deposit Account Rates (Effective: September 3, 2010) | |
| Type of Account |
Annual
Percentage
Yield |
Interest Rate |
Minimum Balance to Earn Annual Percentage Yield |
Minimum Deposit to Open Account |
| Certificates of Deposit* |
|
6 Month Liquid CD |
.65% |
.64% |
$50,000 |
$50,000 |
|
3 Month |
.35% |
.34% |
$500 |
$500 |
|
6 Month |
.50% |
.49% |
$500 |
$500 |
|
7 Month |
.65% |
.64% |
$500 |
$500 |
|
9 Month |
.65% |
.64% |
$500 |
$500 |
|
12 Month |
.80% |
.79% |
$500 |
$500 |
|
15 Month |
1.00% |
.98% |
$1000 |
$1000 |
|
18 Month |
.95% |
93% |
$500 |
$500 |
|
2 Year |
1.20% |
1.18% |
$500 |
$500 |
|
3 Year |
1.80% |
1.76% |
$500 |
$500 |
|
4 Year |
2.30% |
2.24% |
$500 |
$500 |
|
5 Year |
2.70% |
2.63% |
$500 |
$500 |
| |
|
|
|
|
|
|
• Annual percentage yield assumes principal and interest remain on deposit for one year.
• *Substantial penalty for early withdrawals.
• Rates subject to change at any time.
• Fees may reduce earnings on accounts.
• Transfers from a money market account to another account or to third parties by check, preauthorized,
automatic, or telephone transfer are limited to six per month.
• Interest begins to accrue on the business day you deposit non-cash items (for example, checks).
• We use the daily balance computation to calculate the interest on your account. This method applies a daily
periodic rate to the principal in the account each day.
• **Individual Plan Yearly Contribution Maximun $3,050.00
• **Family Plan Yearly Contribution Maximun $6,150.00
• Interest is continuously compounded and credited monthly on all accounts except Holiday and Vacation clubs
• ^Interest is not compounded and is paid annually on Holiday and Vacation clubs
| |
 |
