Health Savings Accounts

Our Health Savings Account (HSA) is a tiered interest rate account that offers tax advantaged savings plans to individuals covered by high deductible health plans.  Money saved in a Health Savings Account can be used to pay medical expenses for yourself and your family.

• HSA contributions are tax-deductible
• Employer contributions to your HSA are not taxed as income
• Earnings from your HSA are tax-deferred*
• HSA assets are tax-free when used for qualifying medical expenses 

Employers who offer HSAs through their cafeteria plans or provide employer
HSA contributions potentially have much to gain:

• Contributions are considered employer-provided coverage for medical expenses
• Increased ability to attract and retain employees
• Lower overall health insurance costs