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Residential Real Estate Fixed Mortgage Rates

HIGHLY COMPETITIVE RATES

Effective May 13, 2008

FIXED RATES - 30 YEARS
up to $417,000
FIXED RATES - 30 YEARS
$417,001 to $1,000,000
Interest Rate Points APR  
5.500%
+2%
5.705%*  
5.750%
+1%
5.864%    
6.000%
+0%
6.022%    
Interest Rate Points
APR     
5.500%
+2%
5.705%
5.750%
+1%
5.864%
6.000%
+0%
6.022%
* For example, based on a loan amount of $100,000, with a 20% down payment, the monthly payment is $567.79
Less than 20% down requires PMI Insurance. Rates are subject to change without notice.
FIXED RATES - 20 YEARS
up to $417,000
FIXED RATES - 20 YEARS
$417,001 to $1,000,000
Interest Rate Points APR  
5.375%
+2%
5.649%* 
5.500%
+1%
5.651%   
5.750%
+0%
5.779%   
Interest Rate Points
APR     
5.375%
+2%
5.649% 
5.500%
+1%
5.651% 
5.750%
+0%
5.779% 

* For example, based on a loan amount of $100,000, with a 20% down payment, the monthly payment would be $680.85
FIXED RATES - 15 YEARS
up to $417,000
FIXED RATES - 15 YEARS
$417,001 to $1,000,000
Interest Rate Points APR   
4.875%
+2%
5.213%* 
5.125%
+1%
5.313%   
5.375%
+0%
5.410%   
Interest Rate Points
APR     
4.875%
+2%
5.213% 
5.125%
+1%
5.313% 
5.375%
+0%
5.410% 

*For example, based on a loan amount of $100,000, with a 20% down payment, the monthly payment would be $784.30

Less than 20% down requires PMI Insurance. Rates are subject to change without notice.
CONSTRUCTION/PERMANENT - Available on all programs at same rates as above

Maximum LTV - 80%
Maximum Construction period 12 months
Inspection Fees $125.00 per inspection
For More Information call
(203) 830-4390

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Last Revised: May 13, 2008