b'LEADERSHIP TEAMBOARD OF DIRECTORS SENIOR VICE PRESIDENTSHarold C. Wibling, Chairman Patrick Kelley, Commercial LendingGary W. Hawley, Vice Chairman Kathleen Zembrzuski, Residential Lending Paul P. DintoRobert J. Kornhaas, Jr.Ralph A. McIntosh, Jr.FIRST VICE PRESIDENTSDonald D. Mitchell Loris Eminente, MarketingMartin G. Morgado Ralph Richards, Commercial Banking June A. Renzulli Donald White, AccountingSAVINGS BANK OF DANBURY BOARD OF DIRECTORS Christopher C. SetaroEXECUTIVE OFFICERS VICE PRESIDENTSMartin G. Morgado, President & Chief Christina Bodine-Aysseh, Cash ManagementCrystol Clark, Consumer Loan Officer Executive Officer Caroline Corbett, Human ResourcesDavid H. Woessner, Executive Vice Beth Ann Fetzer, Community Development/CRA OfficerPresident, CFO Robert Hagan, Commercial BankingNicholas J. Gazetos, Executive Vice President, Matthew Hallet, Information TechnologyChief Lending Officer, CAOStephani Hayes, Commercial BankingRichard Howells, Chief Compliance OfficerThomas D. Iskrzycki, Senior Vice President, Penn Johnson, President/Stamford MortgageDirector of Retail Banking Raymond Kostka, Commercial BankingJames Koulouris, Secondary Marketing & Quality ControlLorie McCormack, Collections/HMDA/CRASAVINGS BANK OF DANBURY EXECUTIVE TEAM James Moran, Mortgage Sales ManagerMary Schmelcke, Deposit Operations and Loan ServicingMichelle Sullivan, Commercial BankingLynn Sussina, Credit Risk ManagerCharles Williams, Security/FacilitiesPaula Woodhouse, Commercial Banking'