Commercial Banking
Specializing in commercial lines of credit and term loans, commercial mortgages, and commercial construction and development loans with a focus on loan needs >$1MM.

Patrick Kelley
Senior Vice President
Commercial Banking
35 West St
Danbury, CT 06810
(203) 731-5441

Chad Stewart
First Vice President
Commercial Team Leader
295 Westport Ave.
Norwalk, CT 06851
o. (203) 703-6677
c. (203) 260-6181

Robert Hagan
Vice President,
Commercial Banking
2586 Summer St.
Stamford, CT 06905
(203) 561-2223
rhagan@sbdanbury.com
Stephani Hayes
Vice President
Commercial Banking
357 Bank St.
Waterbury, CT 06708
(203) 575-3558
shayes@sbdanbury.com
Kim Karl
Vice President
Commercial Banking
40 Grassy Plain Street
Bethel, CT 06801
c. (203) 805-5819
kkarl@sbdanbury.com
Raymond S. Kostka, Jr
Vice President
Commercial Banking
325 Main St. South
Southbury, CT 06488
c. (203) 240-6092
rkostka@sbdanbury.com
Renee Rovelli
Vice President
Commercial Lending
357 Bank St.
Waterbury, CT 06708
o. (203) 313-6808
rrovellli@sbdanbury.com
Brian R. Falkowski
Vice President
Commercial Lender
295 Westport Ave.
Norwalk, CT 06851
o. (203) 703-6676
c. (475) 279-4331
Business Banking
Specializing in Small Business Lending including US Small Business Administration (SBA) guaranteed loans with a general focus on loan needs <$1MM.

Ralph N. Richard
First Vice President, Small Business Team Leader
35 West St.
Danbury, CT 06810
o. (203) 575-3546
c. (203) 560-7690
rrichard@sbdanbury.com
James M. Post
Vice President
Small Business Lending
o. (203) 797-2631
c. (475) 218-0458
jpost@sbdanbury.com
Steven G. Ferguson
Vice President
Small Business Lending
o. (203) 703-6672
c. (203) 917-5114
sferguson@sbdanbury.com
Delia Leonardi
Vice President
Small Business Lending
59 Newtown Rd.
Danbury, CT 06810
(203) 805-5833
c. (475) 218-0399
dleonardi@sbdanbury.comCash Management

Alex F. Rafoss
Vice President
Cash Management
1 Kent Rd.
New Milford, CT 06776
(860) 210-2114
c: (475) 218-0025
arafoss@sbdanbury.comCommunity Development Managers
Our Community Development Managers (CDM) play an important role in supporting our local business communities. CDMs will help you find the right deposit solution to help you reach your goals.

Gil DaRocha
Vice President
Community Development Manager
40 Grassy Plain St.
Bethel, CT 06801
(203) 796-7403
c. (475) 218-1522

Farley Santos
Vice President
Community Development Manager
90 Mill Plain Rd.
Danbury, CT 06811
(203) 744-8708
c. (475) 218-1208
fsantos@sbdanbury.com

Ana Perdigoto
Vice President
Community Development Manager
35 West St.
Danbury, CT 06810
(203) 797-2635
c. (475) 218-0541
Kendal Joseph
Assistant Vice President
Community Development Manager
295 Westport Avenue
Norwak, CT 06851
(203) 703-6671
Farid V. Cabrera
Assistant Vice President
Community Development Manager
357 Bank Street
Waterbury, CT 06708
o. (203) 575-3548
c. (203) 794-2238