Rates

Access our latest rates to help you make the best decisions for your financial situation. 

Account Type APY Interest Rate Amount of Time Interest Rate in Effect Minimum Balance Required to Open Minimum Balance Required to Earn APY
3 Month .10% .10% Until Maturity $500 $500
6 Month .15% .15% Until Maturity $500 $500
7 Month .25% .25% Until Maturity $500 $500
9 Month .70% .69% Until Maturity $500 $500
12 Month .45% .44% Until Maturity $500 $500
18 Month 2.10% 2.05% Until Maturity $500 $500
2 Year 2.50% 2.44% Until Maturity $500 $500
30 Month 2.60% 2.53% Until Maturity $500 $500
3 Year 1.30% 1.28% Until Maturity $500 $500
4 Year 1.50% 1.47% Until Maturity $500 $500
5 Year 1.70% 1.67% Until Maturity $500 $500
6 Month Smart Choice Liquid CD .15% .15% Until Maturity $50,000 $50,000
15 Month Bump Up CD * 2.40% 2.34% Until Maturity $1,000 $1,000

Rates Effective: March 25, 2019 

  • The Interest Rate and Annual percentage Yield is fixed until maturity, unless a withdrawal is made that brings your balance below the minimum balance shown above.
  • * “Bump Up Option” - The interest rate and APY can be changed once during the term of the CD and the new Interest rate and APY will be in effect until the original maturity date.
  • The Interest Rate assumes that interest remains on deposit until maturity. A withdrawal will reduce earnings
  • Rates are accurate as of the date shown above and are subject to change without notice
  • Substantial Penalty for early withdrawal
  • Transaction Limitations Apply
  • For more information and account disclosure information please click here.
Type of Account APY Interest Rate Minimum Balance
Required to Open
Minimum Balance
Required to Open
and Earn APY
Priority Checking N/A N/A $50.00 N/A
Priority Plus Checking N/A N/A $50.00 N/A
Priority Platinum Checking N/A N/A $50.00 N/A
Now Checking .05% .05% $50.00 $1,000
Priority Now Checking
$1,000 - $9,999.99 .05% .05% $50.00 $1,000
$10,000 - $24,999.99 .05% .05% $50.00 $10,000
$25,000 - $49,999.99 .10% .10% $50.00 $25,000
$50,000 - And Up .10% .10% $50.00 $50,000
Money Market Choice
$.01 - $9,999.99 .05% .05% $50.00 $.01
$10,000 - $49,999.99 .05% .05% $50.00 $10,000
$50,000 - $99,999.99 .05% .05% $50.00 $50,000
$100,000 - $249,999.99 .10% .10% $50.00 $100,000
$250,000 - $499,999.99 .15% .15% $50.00 $250,000
$500,000 - And Up .15% .15% $50.00 $500,000

Rates Effective: March 25, 2019

  • The Interest rate and Annual percentage yield are variable and may change after the account is opened. 
  • Fees may reduce earnings
  • Rates are accurate as of the date shown above
  • Checking Printing Charges – Charges vary depending on the quantity and style ordered.
  • Click on the link provided to see account disclosures and schedule of fees and charges
Loan Type APR Max Loan Max Term Max LTV Payments* based
on Maximum term
Personal Unsecured 15.00% 5,000 36 MONTHS -- $173.33
Auto-New* 5.99% 50,000 60 MONTHS 100 $190.97
Auto-Used 2013-2017 5.49% 50,000 36 MONTHS 80 $304.17
Auto-Used 2014-2017 6.49% 50,000 48 MONTHS 80 $237.10
Auto-Used 2015-2017 6.99% 50,000 60 MONTHS 80 $197.96
Boat - New 25' Maximum 12.00% 50,000 60 MONTHS 80 $222.45
Boat - Used 25' Maximum 12.50% 50,000 60 MONTHS 80 $224.98
Recreational Vehicle-New 13.00% 100,000 60 MONTHS 80 $227.53
Recreational Vehicle-Used 13.50% 100,000 36 MONTHS 80 $339.35
Collateral CD or Passbook Interest Only 2.00% over 100,000 DEMAND 95 --
Passbook Installment 4.00% 100,000 36 MONTHS 95 $295.24

Rates Effective: January 13, 2019

  • Vehicle title, comprehensive and collision insurance coverage are required on all automobile loans. SBD must be listed as lienholder on title and loss payee on insurance. 
  • The rates listed above are personal vehicles registered in individual names not business names. 
  • Minimum loans are in the amount of $2,000. 
  • Automobile purchased directly from dealer, or owned less than 1 month (Borrower must be able to present title at closing).
  • This information is intended for professional sources only. It does not take the place of the formal truth-in-lending Disclosures setting forth the specific terms applicable to individual transactions. All terms and conditions are subject to change without notice. 
  • *Payment example is based on a loan amount of $10,000, except for the personal unsecured loan which is based on $5,000.
Type of Account APY Interest Rate Minimum Balance
to Earn APY
Minimum Deposit
to Open Account
$.01 to $1,499.99 0.25% 0.25% $.01 $25
$1,500 to $2,499.99 0.50% 0.49% $1,500 $25
$2,500 to $4,999.99 0.75% 0.74% $2,500 $25
$5,000 to $9,999.99 1.00% 0.98% $5,000 $25
$10,000 to $49,999.99 1.25% 1.23% $10,000 $25
$50,000 and over 1.25% 1.23% $50,000 $25

Rates Effective: January 13, 2019

  • Click on the link provided to see account disclosure.
  • Rates subject to change at any time.
  • Fees may reduce earnings on accounts.
  • **Individual Plan Yearly Contribution Maximum $3,500.00.
  • **Family Plan Yearly Contribution Maximum $7,000.00.
  • - Rates may vary after account opening 
Description Rate APR Points
3 Year Adjustable Rate 3.750% 4.699% 0.000
5 Year Adjustable Rate 3.750% 4.567% 0.000
7 Year Adjustable Rate 3.875% 4.512% 0.000
15 Year Fixed Rate 3.750% 4.068% 0.000
30 Year Fixed Rate 4.375% 4.563% 0.000

Rates Effective as of: April 19, 2019

Important Notices 

  • The interest rates, annual percentage rates (APRs), and discount points shown are subject to change without notice.
  • Your APR will vary based on your final loan amount, finance charges, and credit score.
  • Subject to credit approval.
Account Type APY Interest Rate Interest Compounded Interest Credited Minimum Balance
Required
to Open
Minimum Balance
Required
to Open
and Earn APY
Passbook Savings .03% .03% Continuous Monthly $10.00 $5.00
Statement Savings .03% .03% Continuous Monthly $10.00 $5.00
Statement Draw .03% .03% Continuous Monthly $10.00 $5.00
Money Market Savings
$5.00 - $2,499.99 .03% .03% Continuous Monthly $50.00 $5.00
$2,500 - And Up .05% .05% Continuous Monthly $50.00 $2,500.00
Holiday Club Savings * .25% .25% N/A At Maturity $10.00 $10.00
Vacation Club Savings * .25% .25% N/A At Maturity $10.00 $10.00

Rates Effective: March 25, 2019

  • The Interest Rate and Annual percentage yield are variable and may change after the account is opened. 
  • Fees may reduce earnings
  • Rates are accurate as of the date shown above
  • Click on the link provided to see account disclosures and schedule of fees and charges
  • *  Fixed rate Account – Interest rate and APY are fixed until maturity
  • Transaction limitations apply
  • Click here to see account disclosures and service charges that may apply.
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