Greenlight FAQs

Greenlight Frequently Asked Questions (FAQs)

I signed up through the Savings Bank of Danbury link, but I was just charged a monthly fee.

Please contact Greenlight Customer service by calling 888-483-2645 or texting 404-974-3024 and inform them you would like to be added to the Savings Bank of Danbury partnership program. Note that upgraded plans result in additional fees.

Can existing Greenlight customers be added to the program?

Yes! Once existing Greenlight customers add their Savings Bank of Danbury account as a funding source they can reach out to Greenlight customer service and request to be added to the Savings Bank of Danbury partnership program.

Can I send money to my child’s Greenlight card from the Savings Bank of Danbury app or website?

No, Greenlight is its own individual app, but within the Greenlight app you can send money to your child’s card, turn their card on/off, set up spending controls, allowance, chores and more.

Is there a minimum age to have a Greenlight card?

We support kids and grownups of all ages. No minimum (or maximum) age here. The Primary must be at least 18 years old and a U.S. resident.

Is this a debit or credit card?

Greenlight is a debit card for kids, not a credit card. Parents load money onto the card from their own funding source connected through their Greenlight app. And because it’s a debit card, kids can’t spend what isn’t there. That’s a pretty valuable life lesson.

Is there an app for kids?

Kids and parents will both use the same Greenlight app you see in the app store, but have two different experiences and individual login credentials. Parents can set up their child’s login under the child’s profile settings.

Is Greenlight safe?

Greenlight debit cards are FDIC-insured up to $250,000 and come with Mastercard’s Zero Liability Protection. Greenlight blocks ‘unsafe’ spending categories, sends real-time transaction notifications, lets parents turn cards off at any time, and gives parents flexible ATM and spending controls.

Can Greenlight card be used Internationally?

Yes, the Greenlight card can be used internationally in most countries, and there are no international fees or any foreign transaction fees! For a complete list of countries the card cannot be used click here.

How long does it take for my debit card to arrive?

After completing registration or requesting a replacement card, your debit card will arrive within 7-10 business days. If you would like to expedite your shipping for your card to arrive within 2-3 business days, you can call our customer service team at 888-483-2645 within 12 hours of signing up. You can request to have your shipping expedited for a one-time fee of $24.99.

How do I verify my funding source?

Bank Account:
If you are prompted to verify your Bank Account when manually adding your funding source, you will receive 2 small deposits of $1.00 or less in your bank account within 1-2 business days. To verify your bank account as a funding source, you will need to input the 2 micro deposit amounts into your Greenlight app when prompted to verify.

If you do not see these deposits within 3 business days, please contact Savings Bank of Danbury’s Customer Care Center at 844-723-2265 and have them take a look at the status of your bank account. Once you complete verification, the 2 micro deposits will be removed from your bank account to offset the deposit amounts.

Debit Card:
Once you add your debit card as a funding source and make your initial funding load, you should see 2 transactions on your debit card that add up to the initial load amount. You will need to confirm these transactions within 3 business days in the Greenlight app to verify your debit card.

If you do not see these transactions within 4 business days, please contact your banking service provider directly and have them take a look at the status of your bank account.

How do I activate my child’s Greenlight card?

When your child's card arrives, follow these simple steps to activate it right away:

  1. Open your Greenlight app. From your Parent Dashboard, you should see a notification prompting you to activate your child’s card.
  2. Tap on the notification and input the card's expiration date in the app to activate it.
  3. Next, visit your child's dashboard by clicking their square at the top of your Parent Dashboard.
  4. Select "Manage Card" then "Set debit card PIN." After the PIN is set, your physical card is activated and ready to use!

How can I check my child's spending history?

We have made it super easy to check your child's spending history.

  1. Navigate to your child's dashboard.
  2. Click on the Spending tile.
  3. At the top right, click on "History."

You then have the ability to filter the view to see spending history for the last 30 days, 90 days, or 12 months as well as grouping transactions by stores.

How do I dispute an unauthorized transaction?

Please immediately contact Greenlight Customer service by calling 888-483-2645 and inform Greenlight of the unauthorized transaction(s).  See the Greenlight | Cardholder Agreement under “Your Liability for Unauthorized Transfers” for more details.

1 The Greenlight® prepaid card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.     

2 Savings Bank of Danbury customers are eligible for the Greenlight Select plan at no cost or a $4.99 discount on the plan of their choice when they connect their Savings Bank of Danbury account as the Greenlight funding source for the entirety of the promotion. Upgrades will result in additional fees. Plans start at $4.99/mo. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 12/20/2024. Offer subject to change. Upgraded plans may include Invest Account Services, which are the investment advisory services provided by Greenlight Investment Advisors, LLC, a wholly-owned subsidiary of Greenlight, as a Registered Investment Advisor, and the brokerage services provided by DriveWealth, LLC as a broker-dealer. Investments are not a deposit and are not FDIC Insured. Investing involves risk, including potential loss of principal.

3 Greenlight Core, Greenlight Select, and Greenlight + Invest families can earn monthly rewards of 1% per annum, Greenlight Max families can earn 2% per annum, and Greenlight Infinity families can earn 5% per annum on an average daily savings balance of up to $5,000 per family. Only Greenlight Max and Infinity families can earn 1% cash back on spending monthly. To qualify, the Primary Account must be in Good Standing and have a verified ACH funding account. See Greenlight Terms of Service for details. Subject to change at any time.

4 International Card transactions will be subject to the currency conversion rates of the card network operator (Mastercard).

5 Greenlight issued debit cards will be charged an ATM surcharge fee when using a Savings Bank of Danbury ATM. This fee will be displayed on the ATM before you complete your transaction.

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