b'RESIDENTIAL LENDING [ Servicing $998,775,312 in loans ]Residential and Consumer Lending represent a significant portion of our business. Our portfolio has $998,775,312 in loans that the Bank manages foritself or other banks.In 2018, Savings Bank of Danbury implemented significant enhancements to its lending business. This improvement in technology has allowed us to streamlineour processes and enhance the customer service experience. Community based lending approach toincrease homeownership in our footprint Tailored solutions to make homeownershipa reality. Ability to apply online by telephone orin person Our team of dedicated mortgageprofessionals commitment is to deliveran exceptional customer experienceEMPLOYEES VOLUNTEER AT THEWOMENS CENTER IN DANBURY6'